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Lifestyle Protection Insurance

Have you or someone you know ever had an unexpected event like illness, an accident or a redundancy really muck things up in terms of the finances? While it’s not a fun topic to discuss, these things can happen. Lifestyle Protection Insurance (LPI) provides peace of mind by covering you if any of those events happen. You choose the level of cover and you can also include family members in the policy.

Why should you consider Lifestyle Protection Insurance?

  • Protects you and your family members from financial hardship.
  • Only one low cost premium which is automatically included in your loan re-payments.
  • Provides peace of mind against unexpected life events such as accident, illness, redundancy, bankruptcy, suspension, hospitalisation and death.
  • Protects your credit rating and maintains a good relationship with lenders.

How it works:

Say you had an accident and were unable to work for three months. You had also taken out Lifestyle Protection Insurance and you’d set your monthly benefit at $400 to cover the cost of your car loan. During those three months while you’re recovering, you’ll get a monthly benefit of $400 from the insurance provider, subject to terms & conditions. This takes away the stress of how you’re going to pay your car loan, allowing you to focus on recovering.

Guaranteed Asset Protection Insurance

Even great drivers who take all of the precautions can have things happen. Guaranteed Asset Protection (GAP) insurance covers you in case your car is stolen or written off from an accident and the insurance payout is less than the finance you still owe. For example, if you owe $15,000 on your car but the insurance value is $11,000, you will have a shortfall of $4,000 still to pay on your loan if your car is stolen or written off. This would be covered by the GAP insurance.

Why should you consider Guaranteed Asset Protection insurance?

  • Protects you against a shortfall in an insurance payout due to depreciation of the car.
  • Especially important if you are putting less than a 20% deposit down.
  • Only one low cost premium which is automatically included in your loan re-payments.
  • Cover available to suit your loan.

Mechanical Breakdown Insurance

Most of us have been in the situation or known someone close to us in the situation where everything is going just to plan and then wham – the car has a breakdown. It always seems to be at the worst time too.

Mechanical Breakdown Insurance protects you in case your car has an unforeseen mechanical breakdown. It covers a wide range of mechanical and electrical parts, and it helps cover many other costs that can come along with a mechanical breakdown, including parts and labour.

Why should you consider Mechanical Breakdown Insurance?

  • Cover for reasonable repair of most mechanical and electrical parts.
  • Claim costs are paid directly to the repairer, so no need to front the costs.
  • 24-hour AA roadside assistance including flat battery, towing, lost or locked out key, flat tyre, etc.
  • Variety of plans available to suit your vehicle and preferences.
  • No limit on the number of claims during the policy term.
  • Accommodation or rental car allowances, depending on how long it will take to repair your vehicle.

For terms and conditions on all of the above insurance policies, call us on 0508 LUV JACK / 0508 588 522.

Contact Us

Call 0508 588 522 or


Contact Us

Call 0508 588 522 or


Need a car loan? We can help you, anywhere in New Zealand!

  • Buy your car from any local dealer
  • Get your finance first
  • No deposit required (subject to approval)

At Stadium Finance, we specialise in all types of car loans and vehicle finance in NZ. And we are definitely not your average finance company.

We treat you as an individual. We are on your side to help you get the best car loan deal possible. We look at your individual circumstances and we make our decisions based on YOU – not purely on someone else’s rules or just ticking boxes.

We have a dedicated team of car loan experts waiting to help with your enquiry

It’s not necessarily a problem if you don’t have a deposit to put down. Just talk to us and we’ll do everything we can to get you and your new set of wheels together. So get in touch, let’s talk about sorting the car loan or car finance that’s right for you.

We offer car loans for all types of people and all types of vehicle

Whether you’re a young person looking to buy your first car, a family looking for a bigger, more modern vehicle, or an older couple looking to downsize your car – we can help you!

We’ve provided finance for 1000s of vehicles, for small run arounds for commuting to work or the shops, to mid-sized family cars, people carriers and station wagons for chauffeuring the kids to their various activities, to premium vehicles at the higher end of the market – we can finance them all!

Apply online in under 15 minutes - get approval in as little as two hours

Whether you're looking at a car from a dealer or private seller, we can help. You can apply online in under 15 minutes or call and speak directly to one of our car loan specialists.

We can help you choose the car loan to fit your needs and we can usually let you know within 2 business hours if you have been approved.

Contact Us

Call 0508 588 522 or