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Fees

APPLICATION/APPROVAL/ACCOUNT MAINTENANCE

Establishment Fee
Dealer Documentation Fee
Default Interest Rate
Default Administration Fee
Insurance Arrears Payment Fee
Rates Arrears Payment Fee
Motor Vehicle Security Variation/Security Swap Fee
Duplicated Statement Fee
Early Repayment Adjustment
Early Repayment Administration Cost		$200.00
$245.00
5.00% p.a. above annual interest rate
$100.00
$15.00
$25.00
$30.00
$15.00
NIL
$100.00

Fees are subject to change.

UDC FinanceUDC Finance Related Information

Standard fees and charges applicable to Consumer Contracts
https://www.udc.co.nz/tp/download/592210/a7f85df28bb104d33f98375df81ab6eb/20152104004.doc

Standard Contracts / Terms and Conditions
Credit Sale Agreements:
https://www.udc.co.nz/tp/download/630218/69de773971a4c87933c6e578dd33f10c/20152104001.pdf

Terms and Conditions:
https://www.udc.co.nz/tp/download/591259/0ab63058809fb031bde54a0cb7f4789f/terms_and_conditions.pdf

Term Loan and Security Agreement (if applicable):
https://www.udc.co.nz/tp/download/592211/5052d5954a543beb209b69fc896fee28/20152104005.pdf
https://www.udc.co.nz/tp/download/592213/c57d61b28a244f6424175c0a78215446/20152104007.pdf

General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs

What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints

As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, repossession?
https://www.udc.co.nz/borrowing/customer_service/hardship

MARACMARAC Related Information

Schedule of Standard Fees and Charges Applied to Consumer Contracts
https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Fee_Schedule.pdf

Consumer Loan and Security General Terms
https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Loan_and_Security_Terms.pdf

Oxford Finance Related Information

Schedule of Fees
https://www.oxfordfinance.co.nz/Vehicle+Finance/Fees+Schedule+and+Interest.html

Terms & Conditions and Consumer Loan Documentation
https://www.oxfordfinance.co.nz/Personal+Finance/Consumer+Loan+Documentation.html

 

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Contact Us

Call 0508 588 522 or

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