APPLICATION/APPROVAL/ACCOUNT MAINTENANCE
Establishment Fee Dealer Documentation Fee Default Interest Rate Default Administration Fee Unsecured Personal Loan Fee Insurance Arrears Payment Fee Rates Arrears Payment Fee Motor Vehicle Security Variation/Security Swap Fee Duplicated Statement Fee Early Repayment Adjustment Early Repayment Administration Cost | $200.00 $245.00 5.00% p.a. above annual interest rate $100.00 $240 $15.00 $25.00 $30.00 $15.00 NIL $100.00 |
Fees are subject to change.
UDC Finance Related Information
Standard fees and charges applicable to Consumer Contracts
https://www.udc.co.nz/tp/download/592210/a7f85df28bb104d33f98375df81ab6eb/20152104004.doc
Standard Contracts / Terms and Conditions
Credit Sale Agreements:
https://www.udc.co.nz/tp/download/630218/69de773971a4c87933c6e578dd33f10c/20152104001.pdf
Terms and Conditions:
https://www.udc.co.nz/tp/download/591259/0ab63058809fb031bde54a0cb7f4789f/terms_and_conditions.pdf
Term Loan and Security Agreement (if applicable):
https://www.udc.co.nz/tp/download/592211/5052d5954a543beb209b69fc896fee28/20152104005.pdf
https://www.udc.co.nz/tp/download/592213/c57d61b28a244f6424175c0a78215446/20152104007.pdf
General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs
What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints
As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, repossession?
https://www.udc.co.nz/borrowing/customer_service/hardship
MARAC Related Information
Schedule of Standard Fees and Charges Applied to Consumer Contracts
http://dealerdocs.co.nz/media/1004/hbl0041-h0000284-marac-fees-and-charges_0415.pdf
Consumer Loan and Security General Terms
http://dealerdocs.co.nz/media/1010/hbl0042-h0000275md-dealer-consumer-loan.pdf
Finance Now Related Information
Car Loan Rates and Fees
http://www.financenow.co.nz/car-loans/car-loan-rates-and-fees
iFinance Related Information
Fee Schedule
http://dealerdocs.co.nz/media/1007/hbl0041-h0000289-i-finance-fees-and-charges_0415.pdf
Terms and conditions
http://dealerdocs.co.nz/media/1015/hbl0042-h0000275if-dealer-consumer-loan.pdf